Don’t Be Ashamed If You Still Live at Home

Don’t be ashamed about those free meals, either

01.09.17
dont-be-ashamed-if-you-still-live-at-home-meghann-stephenson-man-repeller-feature

If you’d have told me years ago that after graduating from college, I’d have to move back in with my parents, one word would have jumped to mind: regressive. This, of course, followed by a brief-but-vibrant mental montage from Step Brothers of John C. Reilly and Will Ferrell — who play 40-somethings still living with their parents — fashioning a DIY bunk bed in their childhood bedroom to make room for activities. I equated living with my parents post-grad with a permanent, self-imposed failure to launch. Turns out, I couldn’t have been more mistaken.

A 2016 Pew Study found that 32.1% of adults between 18 and 34 live at home with their parents. The most preferred alternative was cohabiting with a romantic partner, trailed by people who had “other living arrangement(s)” — those living with a family member other than their parents, or with roommates or in group quarters.

Although this may sound unusual or culturally jarring to American ears, it’s actually quite common elsewhere. For instance, take the Italians: A study reported that 60.7% of Italians aged 18 to 29 live at home. 45.2% of South Koreans in their 60s report living with their children. This study’s age groupings are skewed to cover young adults (starting at age 15), but still show the same thing: countries like Greece, Spain, France and the UK are all experiencing a marked rise in the number of children living with their parents.

This begs the question, why?? Well, for starters, it’s not really a choice. Aside from cultural differences (for Italians, living with your parents in your thirties isn’t stigmatized), one factor that almost all adult children living with their parents cite is financial hardship. Millennials are often called the boomerang, kangaroo or Peter Pan generation — all allusions to our seeming inability to grow up and out of our childhood homes. For example, we’re getting married later in life than any generation before us. The median age of first marriages today is encroaching on 28 and 30 for women and men, respectively.

We’re delaying other things, too. Women are getting pregnant with their first child later in life — at 26.3 in 2014, as compared to 24.9 in 2000 and 21.4 in 1970. If this piques your curiosity, take a gander at how this compares to first-time pregnancy ages in other countries.

We’re also buying our first homes later in life, at the average age of 33. This compares to 29 in the mid-1970s when, incidentally, people spent about 1.8 times their yearly income on their first home. Want to know what that number is today? 2.6 times. Oh, and when adjusted for inflation, our incomes haven’t actually changed all that much compared to the 1970s.

The average first-home price — $140,327.58 — is quite misleading. In the cities that increasingly attract millennials due to job opportunities, that figure looks more like $580,700 (for Somerville, MA) or $631,900 (for Arlington, VA), suburbs of Boston and DC, respectively. These numbers for places like New York City (any borough) or San Francisco are so stratospheric that I won’t even bother mentioning them.

If you decide to rent (which millennials do for an average of six years before buying their first home), costs are still high in big cities and their suburbs. Let’s say you compromise and live with roommates, or live far away from the urban hub where prices aren’t quite as high. You’re still paying for your commute. Either way, the numbers add up very quickly.

The moral? If you want to find a job that matches your qualifications, want to pay off your student loans, don’t want to waste more than the recommended 1/3 of your after-tax salary on rent and want to save enough money to buy a house someday, your options are very limited. Living with your parents under these conditions shouldn’t be taboo.

If you’re anything like me, you did everything in your power post-graduation to not move back in with your folks. The fact that so many millennials are resorting to a previously unattractive option is not a sign of our incompetence or laziness, but rather the unique challenges that we face as a generation. We’re not in it for the built-in meals and free laundry services (nice perks, though), but rather due to constraints uniquely ours: rising student loan debt, rising property values and stagnant wages in an increasingly complex and globalized world.

Did you or do you live with your parents to save money? Do you find it particularly challenging to do so as an adult? Financially, has your choice been worth it? Do you have tips for those looking to save a little money and make some key investments this coming year? Sound off below!

Helena Bala is a writer, former lawyer and the genius behind Craigslist Confessional. Follow her on Twitter @ClistconfessionIllustration by Meghann Stephenson. Follow her on Instagram @meghannfinley.

Get more Brain Massage ?
  • Katie

    Thanks so much for this timely post! I was supposed to move in with my boyfriend last month, and he got cold feet at the last minute and we broke up. Coming off of a year full of financial hardships, I was not financially prepared to get my own place. I decided to temporarily move in with my grandfather, which was not an easy decision. At first, at the age of 31, it did feel like I was regressing, but I have realized that I am very fortunate to have the opportunity to save some money and better my financial situation, and spend some quality time with him.

  • Rheanonn Clarissa Perez

    i moved to new york city straight out of high school. i lived there for 3 years, each year in a different, shitty craigslist apartment. in my late teens/early 20s i had no credit score so i didn’t qualify to even sign a lease & i didn’t have anyone eligible to co-sign for me. because there was no lease i was never sure how long i could stay in each shitty apartment! it was a scary feeling, especially with the craziness that already comes with new york life. it sounds crazy but i was also fully supporting myself as a barista at starbucks, then a supervisor at starbucks, then a merchandiser at forever 21.

    after attempting to look for my fourth room to rent, i was done. i cried on the train because i felt so hopeless & tired & just wanted a place to call home for more than a year. i called my dad when i got home & told him i wanted to move back. i have been back for a year now & i think it was a good decision. i still do my own laundry, make my own food, pay my own bills, including a little rent to my dad. it feels soo good not having to worry about where i will live in a year. i’m also saving a lot of money for traveling & *maybe* school, which i wasn’t able to do when i was on my own. i love & miss new york, it taught me so much. my dream now is to move BACK to nyc lol! but next time with a better job & more stability.

    • tmm16

      Good for you! It shows a lot of courage to reach out to your Dad and ask for help. Just know a lot of people probably wouldn’t have been able to do that 🙂 hope you get to travel in 2017!

      • Rheanonn Clarissa Perez

        thanks so much, same to u!

    • Jolie

      I’ve felt like that so many times, haha. I definitely feel you. Living here can get so exhausting and miserable that you just can’t take it. Lots of luck with traveling, school, and moving back! You can do it 🙂

      • Rheanonn Clarissa Perez

        aw thank you!!! i’ll be back haha

    • Seal_Of-The-Sea

      NYC is hella expensive, especially now. I lived in the LES and the East Village for years by myself, mind you the apartments were dumpy but they were studios and one bedrooms and I sacrificed A LOT to live there. Now, I told my Mom (who lives in Rockaway) that I want to move home. I’ve had enough living like a pauper just to have my own place (which is second rate at best). Sure, I could live in a nicer place – a room for $1000 a month sharing with 4 others – but that’s not my style, and I’ve heard horror stories about those share situations.
      Nope. I want to go home. My Mom lives in my childhood home – three floors with a basement and attic – five bedrooms and two bathrooms. Just her and I I’ll have tons more room, my own bathroom, and it’s a house!! With the bills and all it honestly works out to a bit more than what I pay for my tiny, dumpy studio that the LL wants to push me out of so he can jack the rent up to $2000 for that same tiny, maybe-not-so-dumpy studio.

  • tmm16

    We need to get rid of this stigma. I just graduated college in May, and I have so many friends who have jobs and don’t have jobs who continue to live with their parents because 1) It’s convenient, 2) They can, and 3) They can’t afford to live on their own yet, and that’s OK, and 4) Other various reasons. Most college grads are only 21-23 *including myself* and we don’t have to have it all figured out yet, and I believe we shouldn’t.

    I tried everything in my power to not move back home after graduation, because I knew it would set me back in regards to my professional and personal goals. I pay my own rent, bills, and plan a monthly budget, and it’s always financially tight, but that doesn’t mean my friends who live with their parents DON’T do the same and don’t struggle just as much as I do. I think the bigger picture is obviously eliminating the expectations for young adults after graduating college, as it’s a common societal “ideal” that we need to have our shit together. Post grad depression exists and it sucks. We all learn and grow in different stages, and we shouldn’t be judged by where we are living and what stage we are at.

    • Marialice Barone

      Joining the military is an option…college grads can go in as an officer and they give you a housing and food allowance! If you stay in for 4-6 years you can get a great job in private industry since many companies love junior military officers.
      My daughter came out of the army as a Captain and she wound up selling neuro-surgical instruments making 200K a year!
      Do you have to live in Ny? There are plenty of affordable cities!

  • GM

    My family lives in the suburbs of NYC and I have been living at home commuting to my job where I don’t make enough money to even dream about moving into the city. I love living in my house, with free meals, laundry and everything else. Commuting adds up, but nothing is better than living rent free.

    I definitely feel that there is a stigma about living at home. The first question always is “Are you ever going to move out?” I will, a few promotions later but for right now it’s impossible. The worst part is dating. Nothing says romance like getting dropped off the train station or a text from your mom saying “ARE YOU COMING HOME?” Also, most nights end with me eating dinner and watching wheel of fortune like grandparent…but I am so good at wheel of fortune now.

    • PM

      100% agree the worst part is dating. I always date guys in the city (cause the guys around me are the ones from high school…yiiiikes) and a few have made comment about the 25 min ride I take into the city to see them. The guy that just broke up with me made a tiny comment about how it wasn’t fair for me to keep having to go in and out of the city. SO of course my sad brain has been wondering lately what my dating life would be like if I didn’t still live with my parents. Besides that, I want to have sex in my own bed!!!! I want someone to cook dinner with me in MY kitchen, fall asleep on MY couch, be able to find out more about my personality by what my apartment looks like and what books, movies, whatever I have. Isn’t there a bit of power in the person who gets to GIVE the toothbrush? Totally got kind of deep there but living in your parents house definitely keeps a chunk of your personality away from the person you’re dating.

      • Depressingly true, and I feel the same way. Although now I’d be happy to have my own space.

        Having that privacy, space and independence, and I think these are outweighing the financial benefit of living at home.

    • Lisa Estrada

      “ARE YOU COMING HOME?” – I scarily relate so much to this =/

    • Ha! I’m married and living an hour and change away from my parents, and I still get the: “call me when you’re home!” text 🙂

    • Haha yup, I get those texts all the time to, and I also get dropped off at the station. Nothing like a “What time do I need to pick you up?” message from your mom.

      • Seal_Of-The-Sea

        Yup. I look forward to that when I move back home. The other day was a really crappy snow day and I so wished I was heading to Rockaway cause Mom would insist on picking me up at the train. (She loves driving, and considers bad weather a challenge).

    • Angela Gentile

      DUDE SAME. I live in staten island so my commute sucks and the first thing people ask when I tell them about my commute is “omg so are you planning on moving out?” Nah dude I’m planning on taking the ferry home to my house where dinners already made and my family can tell me about their days.

    • ah

      Lmao@ so good@ Wheel Of Fortune now

  • Ashley

    Oh shit this is so relevant to me right now its incredible. Ive been seriously considering moving back home, Ive been out of the house since I graduated 5 years ago but moving back for a year to make a giant dent in my loans is starting to seem very appealing but also weirdly like admitting defeat. Somebody help me.

    • Mon Valdés

      Hi Ashley, I live with my parents and younger brother at home, and I’m a 27 year old still paying for her student loans. I’m from Mexico and here is not really stigmatized to live at home even when you are a bit older. I do think it’s a cultural thing, here it’s not so common to move elsewhere to go to university, we usually study local, so it’s more than convenient to stay at home (no rent, no extra payment for meals), and then people usually move out when they get married. But as the article says, that age keeps going up. And even if it’s a cultural aspect, I’ve never felt like this takes something away from my adulthood; my finances are better because I can focus on paying my student loans, (even if I do my own thing, I do my laundry, I pay my own gas, etc.), at the end, family is there to help you, so if you are considering it, don’t think it’s like a personal failure. It might be worth it and you can always move out when you feel like your finances are getting better.

      • Ashley

        Thanks so much to both of you guys!

      • ah

        I <3 Mexico! What part of Mexico are you in? I stayed in Guadalajara.

        • Mon Valdés

          I’m actually “near” Guadalajara, in Aguascalientes. Now about to relocate to Cabo.

    • I second @monvalds:disqus on the sentiment. There is absolutely nothing to be ashamed about, either. Family is there to help – and I hope you have a family system that is supportive of you. I admit it can be hard living with your parents as an adult, but not really a big deal. It can’t be worse than living with a roommate, and you at least know and trust your family.

      • ah

        My uncle just asked me tonight if i paid off all my student loans yet and when am i going to get my own place. Made me find kind of like a loser but im still tryna figure sh i t out. I left a very exhausting job a year ago that had me burnt out and feeling suicidal for a much lesser paying job that i enjoy but i know that i can’t stay at this job forever yet i dont want another toxic job. I just want to be healthy and happy (and debt free).

        • @disqus_hN8o2fpmE8:disqus I totally understand what you’ve been through. I used to be of the mentality that there were certain things I just *had* to do no matter how I personally felt about it. And ultimately I became miserable, unhealthy, and disheartened by a lot of things. I’ve learned that the most important thing in life is finding contentment and peace of mind. And a lot of happy moments. Money won’t buy happiness, and horrible jobs are just that: horrible. No matter how much they pay.

          Just take care of yourself and your wellbeing, regardless of what your uncle or society expects you to do. And besides, student loans are artifacts of the recent years, something he will probably never understand.

      • Marialice Barone

        I.m from the Midwest and I married someone from NJ fifty years ago..my fathermade it clear to my sister and I that when graduated from college, which he paid for, that we needed to support ourselves…when I came to NJ to meet my fiancée friends I was shocked that all his single buddies still lived at home with their parents and would do so until they married.
        My point is that people were living with their parents 50 years ago so it’s not a new phenomena.
        Hopefully the economy will improve with Trump. The best jobs are in the private sector with room for promotion and financial growth. The jobs Obama created were either part time or in govt. ….he.s never had better than a 2% growth….a good economy is 4-5% growth.
        Hang in their and in the mean time work hard!

      • momtogemma

        You think it is hard for the child? See it from the parent’s point of view. They’ve done their job of raising you. They’ve put their lives on hold for the last 18 to 23 years. When your children finish school and move out, it’s like crossing the finish line of a marathon. Now you want them to start running again.

        Your parents are people just like you are. They value their privacy, freedom & personal space. If they allow you to move into THEIR home, please remember that they are making a big concession. Be grateful and never, never, never take them for granted.

  • This was amazing and really validating. Thank you Helena. I live with my parents mainly for financial reasons, though our culture doesn’t stigmatize living with your parents (I’m Cuban-American). My parents keep telling me to move out when I’m getting married or find a long-term partner.

    I work in Chicago and commute from the suburbs. The price for an apartment is really high, and if it’s cheap then it’s in a violent neighborhood – which is not a good idea for a woman living alone. I’m saving for a downpayment on a place, but as the prices keep going up, it just feels like I’m chasing a moving target. I don’t even mind living with my parents, but the distance from my work is frustrating, since my commute takes a total of 4 hours a day. Definitely not doing this out of laziness!!

    • Yikes! 4 hours. (Let me know if you want some audio book recommendations.) Also, I get what you’re saying about rent prices climbing higher and higher. It’s hard to have goals when they seem financially futile, but on the upside, it’s pretty great that you get to save a little bit of money. This enables other pursuits, like paying off debt or doing a bit of traveling.

      • It’s definitely helped me travel more and save more! My parents are really supportive, so they don’t even ask for rent. And I’d totally love some audio book recommendations! I really need to invent ways of being productive during those train hours.

        • Actually, listened to “In the skin of a jihadist” by Anna Erelle a few months ago and really loved it. About a journalist who goes undercover and infiltrates an online jihadi recruitment network. Super fascinating read (if you’re into the topic) and also very well and entertainingly written.

  • Ana Tellez

    My Mexican parents have always found it so strange that Americans leave their hometown for college. In Mexico it is very common for people to live with their parents until they get married or find a job that’s not at home. And it’s not considered taboo at all! I think it has a lot to do with our family oriented culture.

    • Jolie

      Haha! I’m American, and when I lived in Mexico I thought it was so weird that everyone in their late twenties was still living at home. I think the weird part to me was that all the people I met were not just living at home at that age, but still depending on their parents’ money because they didn’t want to find jobs (this was in Mexico City, so I assume it’s different in other Mexican cities). But they all thought I was weird for moving out on my own at 18, so 🙂

      • ah

        I stayed in Mexico when i was 19 🙂 wish i was still so adventurous!#

      • Adrianna

        It’s supposed to be a reciprocal relationship. In my Polish family, grandparents and great-grandparents lived and depended on their children during retirement.

        • Olivia esddms

          In my Polish family, it’s quite similar. We took care of one of my grandmas for several years, and help out my other one. My mom supports me now (during college), and once I (hopefully) hit my stride and get going, I’ll eventually give back when she needs it.

          I feel useless sometimes, though- it’s frustrating not to be able to contribute more :/.

          • OFBG

            Olivia, you should not feel “useless.” I understand your frustration, but as you say, once you hit your stride and get going, you will give back when your mom and family needs it.

          • Olivia esddms

            Thanks for the 1-Up :). I try to do what I can.

            Cheers and have a great day.

    • Vivien Hackenhaar

      I’m Brazilian living in Bangkok, I saw this culture difference here also, because in Brazil is like the text says…(I myself left my home to study and work with 17) and here in Bangkok it is like, people just leave their parents home when get married, and what some of them do is after school go to study some course outside the country… so after they come back to theirs parents home again…is very common here.

    • Adrianna

      Same with Polish culture. (My mother grew up on a farm and lived with multiple generations even after she got married.)

      We immigrated to small Polish town in New Jersey when I was a kid and moved to Pennsylvania when I was 14. I moved to NYC when I was 18. I went back to visit that town in NJ ten years later, and my Polish NJ landlord found it so strange that I left Pennsylvania.

      • Olivia esddms

        Huh. I’m 19, and fully expect to live with my mom until ~24ish, basically until I get my degree.

        My brother, on the other hand, sought his fortune elswhere, but mom bought him a small apartment in that city.

        He got booted out because he flunked out of college, drifted a while, then… started. His. Own. Restaurant. Ran it with profit for 2 years (basically the point the vast majority of startups fail), and sold it, then landed a great gig at a bank.

        But he’s an exception. I’m more average, and certainly don’t have his mad finance skills. :/.

        • OFBG

          Olivia, as I suggested in my earlier comments, you should not underestimate yourself. While you may not have your brother’s “mad finance skills,” unless you intend to become a business entrepreneur those might not be necessary.
          If you have doubts about your talents, you should seek out people, groups, networks that can guide you. I can only wish that I had the many resources now available when I was a young professional.

    • Graham

      Sometimes kids have no choice to leave their hometowns for an education. It’s no secret that some colleges are far better than others. I’m 51 and although I love my kids very much, I would like to see them out on their own ASAP. I believe that parents should not have to support adult kids, especially when they’ve received all the emotional and financial support that their peers may never receive. Why keep working just to pay the extra cost of insurance, taxes, utilities and all the repairs of owning a house just so the kids can stay at home. I could buy a condo and cut my expenses in half. Like most people my age, my job is stressful and I want to retire in the near future. It’s very difficult to retire when adult kids are still living at home eating and using utilities. For 20 years it’s been all about the kids. When does it become all about the parents?

  • Ginger

    It should be mentioned that moving back in or living with parents is a privilege reserved for those whose parents can afford to support them. For me (and many other people who put themselves through college or are self-supported) living at home is not an option because my parents can’t afford to have another individual living there without contributing financially to taxes, food, water bills for that laundry, etc. So perhaps instead of seeing it as some last resort safeguard it would be better to see it as the a pretty unique and very lucky situation!

    • kellymcd

      This is very true. My younger brother recently moved back home after hitting some speed bumps his first two years of college away from home. However, during that time, my parents began divorce negotiations and are both struggling financially because of it. So, its getting difficult for my dad to support having my brother home and both parents are now pushing my brother to move into his own place. He’s lucky he has my parent’s home as a landing pad, but financially, no one is really winning so its time to go. Sure, not everyone is at home by choice (and living with your parents past age 18 sucks in general), but having it as an option when nothing else is working is incredibly valuable

    • ah

      I cant live with my parents bc my dad is a deadbeat and my mother suffers from mental illness. But i do have a rommate to make ends meet.

    • Adrianna

      I’m in a similar boat as you and the people who commented on your post. I actually envied people who had the option to live at home after college. I live in NYC and a lot of the people I met at parties were living at home despite the fact that they had a job. But that also spoke of the privileged backgrounds they came from – their parents lived in houses in NJ and Staten Island where you could easily commute to Manhattan.

      (I obviously know that people move in and sometimes financially contribute to their parents’ households)

  • nevvvvave

    I live at home currently since I’m in an in between place where I haven’t graduated college yet but decided to do school part time and work part time, for the near future. I got lucky with my part time job since it’s a corporate position in pharma which pays more than someone at 23 without a degree would usually get…But tbh I’m really ready to move out and try to pursue something I have an interest in (fashion/business) in NYC and see where that can take me. my family is Ukrainian/jewish so culturally it’s not a stigma for me to be at home, it’s more of a personal yearning for obvious characteristics of independence

  • T-Fierce

    I’ve actually lived with my parents since I graduated over two years ago. I don’t have any loans, so it’s been really helpful just to start saving up money for who knows what (future rent, car, etc.). But I think what I enjoy most is spending more time with my parents–I was always sort of sad that high school might’ve been the last time I got to see them EVERY DAY, so I’ve really embraced getting some extra time to hang with them. And my cats.

    • ah

      Im jealous. Ill leave it at that.

    • Meg S

      After finally moving out 3 years ago (I moved between renting and living with my parents for a long time), my dad asks me to move back home every time I go to their place for dinner. I haven’t, but I spend extra time watching tv with him after we eat instead of running back home. If there’s one thing I miss, it’s family dinners. Texting/calling isn’t the same as sitting down to talk every night. Mom & Dad’s cooking always tastes better than my cooking.

  • Angela Gentile

    Honestly, once I graduated college, I didn’t realize I had any other option than to move back home. My entire extended family has done the same thing. Most of us are first or second generation Italian-Americans so everyone just assumed we’d all be moving back in once we finished college. And we’re all living home till we get married. I tell people that the only way to move out is to get married or die. My older male cousin moved into an apartment in Brooklyn with his friends, and my dad yelled at me because he didn’t like that my cousin moved out…

    • Mon Valdés

      “the only way to move out is to get married or die” HAHAHA this is awesome

      • Perla

        I just laughed so hard @ “get married or die”

  • Arielle Manstein

    I did for 6 years after college and through grad school. Good times and bad times, but I am so thankful to be out on the other side. It makes having my own space now that much sweeter cuz I really feel like I earned it.

  • Jolie

    I moved to Manhattan after I graduated high school (after growing up nearby) in an attempt to be fully financially independent. I worked full-time, went to school full-time, and shared a room (not an apartment — a room) with a friend the entire time. I never moved back in with my parents and still live in the city (now in Queens).

    I’ll be honest…living by myself taught me A LOT. I was working as a server all during college, but that money did allow me to keep living in my apartments, even though I had almost nothing left over after rent and bills. It taught me how to be independent, not just financially but emotionally. I learned how to do everything: get plumbing problems fixed, deal with the IRS, lease an apartment. It felt (and feels still) amazing to depend on only myself to survive.

    I find that I’m an anomaly — most of my friends, in their early-to-mid twenties, still live at home. I definitely understand why they do and don’t judge them at all. I thought it was weird when I moved away at 18, and all my friends constantly marveled at how independent I was. Years later, they’re still telling me the same things: “How can you afford to rent an apartment?” “How can you work full-time and still have a good life?” “How do I get my wifi installed?” etc. Those are the things that worry me about delaying financial independence. They should know how to do those things by now.

    • Seal_Of-The-Sea

      I agree totally. My years living on my own have made me an independant person who, once I move back home this summer, will be an asset to my Mom. I’ve even learned how to plaster and paint an apartment (when I couldn’t get my LL to do it), fix plumbing problems, detect electrical problems et al. My mother lives alone in the house at this time and she spends hundreds on little repairs that I will happily do for her (and yes, I’m going to set up WiFi for her, she’s paying for it through the cable package but “can’t figure out how to plug it in”). 🙂

  • belle

    I was home during my job search but moved out as soon as I got a job. I now spend about 50% of my income (post-tax, though) on rent but live in a nice place close to work, so I spend zero money commuting and I don’t have any debt or loans. I wish I could save more but I know I still have it better than most!

  • Maggie Oneill

    I graduated college in 2012 I moved to Australia to reunite with my Aussie boyfriend- we met while he was studying abroad. We rented for a few years and decided that the next step financially was to buy a house. At the moment (at least in Melbourne) you can’t even think of buying a house under a million. We moved in with his parents and have been living with them for close to a year.

    We’re saving about 88% of our salaries and hoping to be able to afford a house within the next year. The majority of the couples we know have moved back into their partner’s family home to save for a house as well. Sacrificing our freedom to stay with his parents has been an amazing opportunity for us which we are grateful for. And I only have to cook once a week now!

  • SO RELATE TO THIS. I loved living with my parents after college but after a year moved out and almost feel guilty now because of all the money I could still be saving, student loans, and quality time with my parents. Honestly, it was great to spend more time with them after college, but I feel like having your own space helps you develop who you are and move on in life, mentally. You get to decorate things and decide who you want to be, and if you want to stay in bed until 2 pm, no one judges you. Still torn on this one.

  • Reilly

    Agreed on the timeliness of this post! I moved back home in March after staying in New Orleans for an extra year after I graduated. I’m really happy I extended my time there after college, but I couldn’t justify paying increasingly high rent while also applying to grad school. (I’m from Omaha, so really any other city is expensive in comparison, unlike my friends from the Bay Area or NYC who couldn’t afford to move home if they wanted to).
    I moved home in March, found a job as a server/bartender my first day home (in my neighborhood so I walk to work=less $$!), and a second job at a law office in June. I work 80 hours and have minimal social life, but I spend my free time with my parents (who are actually fun humans?? and I can now drink with?? who knew.) After 5 years of independence and ‘play’ in NOLA, I don’t mind the work-grind. I just got accepted into law school, and because I saved up $$ all year, I’ve put myself in a position to be debt-free throughout law school and use savings to rent an affordable place.

    • Marialice Barone

      I like your way of thinking. You will be successful. Some of these people on this post sound awfully whinny. They don’t want to work as hard as you. I applaud you!
      Hard work always pays off. I,ve owned a business for 40 years and noticed that millennials are the laziest and more entitled than past generations.
      Their mantra is Working sucks!

  • Carla C

    I moved home recently and my 30 year old sister followed suit shortly after. It’s definitely an adjustment but very comforting at the same time. Obviously, not being in the epicentre hub of the city and having to commute is the lowest point in the deal but to be honest, the dynamic that I have with my parents contributes to how not-so-bad it really is. We’ve both been living independently for so long and I’ve even lived in Australia by myself for almost a year so its not like I have a curfew anymore. I’m currently in between jobs and am super grateful that I haven’t scarred my parents toooooo bad that they’re willing to take me back. Fighting the stigma one cooked meal at a time…

    • Gen X

      Your parents love you and wish for you to be happy. Try not to worry about what other people think.

      • Marialice Barone

        They also want you to do something useful!

    • OFBG

      Carla, I understand how major lifestyle changes can be difficult. On the other hand, much of it has to do with our personal point of reference.
      I don’t really know anything about you, but the way you express yourself gives some clues.
      “not being in the epicentre hub of the city”
      “the dynamic that I have with my parents”
      “I’m currently in between jobs”
      All suggest that you are not in the grip of reality.

  • Alessia

    I think the really hard part is not living at home, but living on your own for a while and *then* going back. That really felt like a defeat for me, after three years in Milan for uni (I’m an Italian girl living in Italy) and a few months in London for an internship. I had to go back home to my parents for financial reasons and it was such a shock… I had to give up my independence, and even though in my country it’s really not a big deal, to me it really is.
    I am so grateful to my parents for letting me stay, and I love being able to save money while my Londoner friends can barely pay the bills, but still… I can’t wait to live by myself again.

  • lola

    I was born and raised in new york city – my mom has a big loft in alphabet city. as soon as I graduated college (i left NYC for it) I moved back to the city, but IMMEDIATELY into an expensive apartment in brooklyn. all my friends who i grew up with in NYC lived at home for at least 2/3 years. I was basically the only one who lived on my own/with roommates. I ended up moving apartments every year, from clinton hill to bushwick to another apartment in bushwick. i ended up leaving my job in September because I hated it and was super unhappy, and moved back to my mom’s in the alphabet city/east village area. the worst part of all of it is the shame i feel for being 25 and living at home, and the projected(?) shame i feel when i’m talking about it with people. wish i had lived at home straight after college and saved to move out now rather than vice-versa, but ah well. it’s extremely convenient at times. x

  • Annie

    I’ll be graduating in May from NYU and plan on starting grad school in September! The grad program I want is online, and at first I was stauntly opposed to my mom’s suggestion that I move home to LI. But when I considered the money I’d save on rent, I couldn’t deny the benefits. And now, even my most progressive, go-getter friends from school back my decision!

  • Itzel Herrera

    Thank you for this! I get judged unfairly at my college because I still live at home, obviously it wasn’t by choice but i’m not even complaining! I have wonderful parents that love and support me and while I don’t think it’s horrible people make me feel like it is.

  • Marion A.

    Great Post and so relevant! I think it all depends on the situation. My parents are so awesome, I moved in with them while I worked and paid for graduate school. Once I graduated they let me stay with them till I got a good job, paid off my credit cards, and saved up to buy my first place! I tried to be helpful, bought my own food and pay for all my other bills. I think it sort of sucked sometimes when I would think “I’m grown why do I still sleep in a twin bed?” but I tried to focus on what I wanted most ( no debt and a home/ investment ) not what I wanted in the short term (live on my own but renting and not setting myself up for the future). It helps that things are cheaper in Texas too 🙂

  • The young people are stigmatizing this way out of proportion. I think it was started by the young who don’t have a solid support system.
    The days of coming out of high school and getting any good job you choose are long gone.
    Preparation times have greatly increased. The young must realize this, stop beating up on each other, and adjust.

    • Seal_Of-The-Sea

      Very true. In the 80s when I was a teen almost everyone finished high school and got a pretty good paying job, then moved out of the house. Now? Not happening. Even now it’s gotten so expensive to live on my own (NYC) that I’ve decided to move home – to live cheaper and of course help my Mom. I see it as a step up actually. No more tiny dumpy studio apartments or renting a room and sharing with four other people.
      I get to move home, where Mom and I can cook in the kitchen all day if we choose, laundry machines in the house, warm and beautiful home, and cable tv. Boy, I’ve missed cable.

  • L. Roger Rich

    They live at home because the parents allow them. Non of my children live at home. They went to school and got a job. They all have their own homes.

    • ARIES BABY

      Not al parents lol. Good for you.

  • ter ber

    It’s always a choice for men and women to delay adulthood and procreation.

  • Marialice Barone

    Hopefully Trump will be able get private industry to be able to create better jobs so there is a path to financial growth.
    Some suggestions….don’t get a liberal arts degree! The good jobs are for Fianance, engineering, computer science majors. Become as computer literate as you possibly can. Work more than one job.

    • bo po

      add robot mechanics to that jobs list 😉

      • Marialice Barone

        Good idea. There,s all kinds of specialty engineering

    • Duke of Hazzard

      Good advice Marialice. On top of that, I’d add to consider going to a public university instead of private. Why get stuck with a 100k+ student loan after graduation, when paying off a 25k – 40k loan would be so much easier.

      • Marialice Barone

        Going to a community college for two years and take the required courses there and then transfer to a public U for your major. However,a lot of spoiled brats want to go to expensive private schools because their friends are going even if their parents can’t afford it. They wind up with more debt than can afford.
        Get an ROTC scholar ship. They pay full tuition and give you tax free money every month.
        You come out debt-free with a good job.

    • Gen X

      Yep, we should all closely watch Twitter over the coming months for when details on the secret great-jobs-creation plan is revealed. It may have to wait until the secret plan to defeat ISIS is revealed, but the wait will be worth it, believe me. It’s gonna be YUGE!

      • Marialice Barone

        It’s not a big mystery. If you lower taxes for corporations, cut out a lot of restrictions and let companies bring back their overseas profits amounting to trillions by charging less than presently, they will more than likely invest that money on expansion creating more jobs.
        Companies are already promising to keep plants here with anticipation that taxes will be lowered.
        Obamacare has not been useful to companies either. Small companies especially cut jobs or made them part-time so they didn’t have to comply with such an expensive deal forced by Washington.
        This is not rocket science…anyone who know anything at all knows these things worse. We had an economic growth of less than 2% under Obama..4-5% is normal. That sums up his legacy in a nutshell

        • Gen X

          Of course – the same old trickle-down nonsense we’ve heard for the last 30+ years. It’s going to work this time for regular Americans rather than just line the pockets of the oligarchs? We’ll just have to wait and see, but so great that you’ve got it all figured out.

          • Marialice Barone

            If you are young, you,ve been living under Obama, but if you believe in Capitalism you necessarily have trickle done economics!

          • Gen X

            I’m afraid I’m getting to the point that I can no longer claim to be young. I’ve been around for Reagan and the Bushes. There’s been something trickling down on the middle and working classes, but it’s not been prosperity. Remember when Bush 41 called trickle-down “voodoo economics”? I wish there were still Republicans of principle around like him. I believe in capitalism that is reasonably regulated with a responsible tax code.

          • Marialice Barone

            I agree with you. there was no impetus under Obama to impel businesses to create jobs. I am a retired physician and business owner with medical Device companies as clients and Obama taxed these companies a percentage of GROSS sales every quarter which meant that Medtronic, a major company, for example put their headquarters in Ireland and some others in Switzerland..not exactly a way to drive business.
            Good jobs can solve most of our ills, Obama was clueless…not sure what he was thinking.

          • Gen X

            It’s clear you’ve got a strong fixation with President Obama given that you mention him in most posts. For the record, I think he has been a great president and will be sorely missed. Recent polling suggests that’s a majority opinion, but I really don’t care to go down that rabbit hole with the Fox News crowd. As far as job creation, I don’t believe any president can have much impact on the job market, regardless of what they might promise on the campaign trail. Factors well beyond their control – the natural business cycle, population growth/decline, technology, international growth, … are the drivers on what happens with jobs. I left a community in economic decline in a mid-western state for a job in a booming community in a mid-Atlantic state. If we blame the president for the declining community, does he get equal credit for the booming community?

          • Marialice Barone

            It depends on what your life is about whether or not you thought Obama was effective. Many of my Doctor friends, those in Family Practice especially felt badly about having to turn down people on Medicaid…their practice lost money on every patient since their payment was so low…our clients got taxed every quarter on gross sales which didn’t encourage growth and less jobs, so we didn’t feel too kindly toward him.

          • OFBG

            As you refer to “the Fox News crowd”, may I ask you to define that? Do you actually listen to Fox News, or just parrot the opinions heard on other “news” networks? I view and listen to most of them – not 24/7 of course – and have found that overall Fox provides (to borrow their words) a far more “fair and balanced” choice of viewpoints and analysis than any of the rest.

          • Gen X

            My definition of the Fox News crowd are those who get their information exclusively from that source, and are usually hostile to other virtually all other sources of information. Along with providing all the answers they need to understand a complicated world (which always align with what they already believe), Hannity and O’Reilly also explain why any opposing viewpoints should be scorned. I’ve found that you can’t really discuss any point of disagreement with the Fox New crowd because they are so invested, they really refuse to consider any other point of view and usually just start resorting to personal insults. I’m no big fan of the other cable new networks, but I consider Fox New to be the propaganda arm of the right wing.

          • OFBG

            Thanks for your reply. I have asked the same questions of many others in other forums.
            You did not, however, answer what was not my first-stated, but primary question: Do you actually listen to Fox News, or just parrot the opinions heard on other “news” networks? Your response suggests that you don’t.

          • Gen X

            I’ve flipped on Fox occasionally, but it’s usually too painful to listen for any length of time. The two ladies who were tolerable have gone elsewhere.

          • OFBG

            So in other words, you don’t watch Fox News. What, then, is the basis for your opinion regarding that network?

          • Gen X

            I already told you I’ve watched Fox occasionally. Do I sit down to watch hours of content at a time? No. I’ve had a couple root canals in my life. I don’t need to have one everyday to form an opinion on root canals.

          • OFBG

            I agree that you don’t have to watch Fox News 24/7 to form an opinion about the network, but you can’t make an informed opinion on the basis of Hannity and O’Reilly alone.
            Your “definition of the Fox News crowd are those who get their information exclusively from that source, and are usually hostile to other virtually all other sources of information. Along with providing all the answers they need to understand a complicated world (which always align with what they already believe), Hannity and O’Reilly also explain why any opposing viewpoints should be scorned. I’ve found that you can’t really discuss any point of disagreement with the Fox New crowd because they are so invested, they really refuse to consider any other point of view and usually just start resorting to personal insults” may just as easily be applied to an “MSNBC (or CNN) news crowd.” More specifically, do you believe that Maddow, Matthews, Blitzer, or Lemon – just to name a few – are more “fair and balanced” than anyone on Fox?
            As you state that “I’m no big fan of the other cable new networks, but I consider Fox New [sic] to be the propaganda arm of the right wing,” can you not allow that MSNBC (and perhaps CNN) is a “propaganda arm of the left wing,” or at least of the Democratic Party?

          • Gen X

            I’d say CNN is barely more tolerable than Fox. MSNBC can be pretty good. I like Chris Matthews, Chris Hayes, Rachel, and Greta. No, I don’t think it’s a propaganda wing of anything, but most certainly has a left-leaning/liberal bent. Still, I don’t think we have an epidemic of angry old Democrats across the country sitting in their recliners watching MSNBC.

          • OFBG

            Your comment that “”CNN is barely more tolerable than Fox. MSNBC can be pretty good” makes it clear that you have drunk the left-wing Kool-Aid. Maddow and Hayes are – for lack of a better term – transgender clones, Greta is an opportunist, and Chris “I felt a thrill go up my leg” Matthews is a hack. While I commend your observation that MSNBC “most certainly has a left-leaning/liberal bent, how can you not have realized their propaganda in support of Hillary and the DNC? You are no doubt correct that we don’t “have an epidemic of angry old Democrats across the country sitting in their recliners watching MSNBC,” but that only reinforces my opinion of your myopic view of Republicans and what you denigrate as the “Fox News crowd.”
            FYI: I’m not angry, I don’t own a recliner, and I voted Libertarian.

          • Gen X

            Is Libertarian code for, “I vote Republican, but I’m ashamed to say so?” My brother-in-law recently told me he was libertarian. I asked him the same question but he wouldn’t answer. Chris Hayes is male and has always identified as male. Rachel Maddow is female and has always identified as female. So neither are transgender. They are both white and have similar hair, but I don’t think it’s accurate to say they’re clones. I’ve changed jobs to be with a better employer, so I guess that makes me an opportunist along with Greta. Is that supposed to be a famous quote from Chris Matthews? I’m not familiar with it.

          • OFBG

            As always you assume too much. I am not a registered Libertarian, but considering the choices – and other factors – in the 2016 Presidential election, I voted for Gary Johnson. Do you know anything about him, his politics, proposals, or what is typically considered “Libertarian?”
            And as always you illustrate that you have no sense of humor. No, of course Maddow and Hayes are not physical clones, but they are essentially the same in their opinions – which, to be fair, Hayes expresses less bombastically – and that’s what I was alluding to. In other words, IT WAS A JOKE.
            No, changing “jobs to be with a better employer” doesn’t make you an opportunist. When you have changed jobs, however, did you do it at a time and in a way so as to make a political statement?
            As for my reference to Chris Matthews, this is what I referred to:
            During MSNBC’s (2008) Primary coverage, Chris Matthews said “I have to tell you, you know, it’s part of reporting this case, this election, the feeling most people get when they hear Barack Obama’s speech. My, I felt this thrill going up my leg. I mean, I don’t have that too often.”
            If you claim to not be familiar with that quote you only emphasize your ignorance of cable news and current events.

          • Olivia esddms

            I’ve spent several hours listening and analysing Fox News a year ago to write a mulitple page essay.

            Everything from their color choice to their tactics with guest speakers (funnily enough, exemplified on the extreme end by president Trump- shouting, taking things out of context, asking pointless questions) was on the table.

            If you want to know, I just don’t watch TV news at all if I don’t have to. There’s usually nothing to learn other than who can spin a more convincing and sensationalist lie.

          • OFBG

            While I hate to be glib, what’s your point? I’ve spent many hours over many years listening to and analyzing FNC as well as other networks, so I’d love to see your “mulitple- page essay.”

          • Olivia esddms

            Funny that. My IB English HL Language and Literature Internal Assesment was partly about how ridiculously biased Fox News is…

          • OFBG

            Okay, fair enough,but why did you choose Fox News as an example of bias?

          • Olivia esddms

            It was somewhat of a lottery. All or most of the methods used in Fox News to present biased news are also used on the other end of the political spectrum, sans perhaps the shouting matches.

            It was just an analysis of the language and psychological methods used, but a thorough one. It’s part of the reason I stopped watching TV if I didn’t have to. Nothing to learn, and a lot to get subconsciously biased about.

            I do have to concede you do have a point in that both sides have extensive propaganda.

          • OFBG

            Thank you for noting my point about propaganda. One thing I value about FNC over the other networks is that they more often include liberal voices than CNN and MSNBC include conservative ones.

          • DR AJASCO

            I live in USA Duck town TN and i am a happy woman today? I told my self that any Loan lender that could change my Life and that of my family, i will refer any person that is looking for loan to Them. If you are in need of loan and you are 100% sure to pay back the loan please contact them and please tell them that Shelby Montgomery referred you to them. ( ownthomas14@gmail.com

            )Good Luck!!

          • Olivia esddms

            Yes! Regulation, good regulation, mind you, creates a more level playing field. No regulation or not enough is a recepie for the strong to bulldoze the weak and call it “the free market.”

            Every good game has clear rules that apply to everyone equally. Otherwise it’s rigged.

          • OFBG

            We have had more than our share of regulation over the past several decades. If that has actually created “a more level playing field,” why has it not helped all of us?
            Has it not been “good regulation?” as you have not defined it?

          • OFBG

            Very interesting – said with a German helmet through foliage , a reference you should get now that you have exposed yourself – so why do you affect “Gen X” as a screen name?

      • hal

        Listen you white hating bigot, the no talent obama is done and new jobs in a new America are on the way.

        • Gen X

          Yes, Obama honorably served out his two terms as president – that’s the maximum the Constitution allows. He’s now a private citizen. I don’t have a crystal ball to be able to tell what’s on the way, but so far, it looks like it’s our national humiliation. What was it that I wrote that made you think I was a white-hating bigot?

          • OFBG

            Your statement “our national humiliation” is interesting. What is your opinion of President Obama’s worldwide “apology tour?”

          • Gen X

            Is it interesting? I think it’s depressing and not at all interesting. “Apology tour” only exists as a Limbaugh device constructed to agitate the rabble. They test these things with focus groups to see which words will get an emotional response from people

          • OFBG

            Really? And left-leaning pundits don’t reply upon what will get an emotional response?
            While referring to Mr. Obama’s travels to the Near and Middle East – and further – where he did indeed apologize for what may arguably have been – at least in present-day philosophy – “imperialist” actions as an “apology tour” may offend you, can you offer another description? Do you not consider Mr. Obama’s statements as “humiliating” to our nation?

          • Gen X

            You have lots of questions, so let’s see if we can get you straightened out. Question #1: Yes, really. Question #2: Yes, there are some left-leaning people who make their points using language designed to get an emotional response. For example, the word “racist” is thrown around too loosely. Racism is a deeply troubling problem in our society, but applying it to every person or situation you’d don’t like causes it to lose it’s meaning. Discerning and reasonable people can filter out partisan language by understanding that its source has their own agenda, and by focusing on the facts (not “alternative facts” ; ). Question #3: The description I would offer for President Obama’s overseas trips is “normal diplomatic foreign visits by the executive.” If someone called Nixon’s visit to China, his “communist appeasement tour,” I would also consider that person to be silly. “Apology tour” is what you’d call it if you’ve made it your stated number one priority to make the president a one-term president. Question #4: No, I do not consider any of President Obama’s statements to be humiliating to our nation. He and others sometimes present historical facts that are uncomfortable for some to hear, but we are stronger for acknowledging them and striving to do better going forward. For example, the abuses the occurred under Jim Crow are a humiliating stain on our history, but trying to pretend they didn’t happen is cowardly, dishonest, and counter-productive.

          • OFBG

            “Lots of questions,” no, #1 was actually a statement, or if you prefer, rhetorical. Your lack of understanding about that device explains a lot about your other comments.
            You concede that (#2) “there are some left-leaning people who make their points using language designed to get an emotional response,” and that “Discerning and reasonable people can filter out partisan language by understanding that its source has their [sic] own agenda,” which suggests that you believe the “Fox News crowd” are not “discerning and reasonable.”
            As for #3, had Mr Obama made “normal diplomatic foreign visits by the executive,” he would not have been compelled to apologize for what may arguably have been – at least in present-day philosophy – “imperialist” actions by the USA.
            Finally, “#4.” While your reference to abuses under Jim Crow against American citizens that occurred many years ago are valid, do the nations Mr. Obama apologized to have better records of non-abuse (for lack of a better term) of their citizens?

          • Gen X

            #2 – Yes, you read that correctly.
            #3 and #4 – I hold my country to a higher standard than, “we’re no worse than everyone else.” I want us to exemplify the values (liberty, tolerance, equality, humanity,..) people around the world want to strive for. When we fail to meet that standard, I want us, including our leaders, to demonstrate the honesty, courage, and transparency to admit it and commit to doing better in the future. I remember the “apology tour” term being tossed around by the talking heads, but I don’t remember hearing any actual apologies, and I’m not going to take the time to research old transcripts. But, if President Obama did what I described, I’m good with that.

          • OFBG

            Your failure to respond to #1 and your opinion about #2 that “the ‘Fox News crowd’ are not ‘discerning and reasonable’ ” – which suggests that you believe those who get their information from other sources are so – pretty much sums up your myopic view of current politics and our nation.
            As to #3&4, I, too hold my country to a higher standard than that of other nations. Mr Obama, however, consistently placed the USA on the same level as those countries by equating our past problems with their current ones. We have moved beyond slavery, Jim Crow, and other offenses; should that not serve as a model for other nations?
            You “ want us to exemplify the values (liberty, tolerance, equality, humanity,..) people around the world want to strive for. When we fail to meet that standard, I want us, including our leaders, to demonstrate the honesty, courage, and transparency to admit it and commit to doing better in the future.,” and I agree.
            But how does that relate to the USA’s relations with foreign nations, specifically, those in the Near and Middle East?
            Good that you “remember the ‘apology tour’ term being tossed around by the talking heads.” Unfortunately you “don’t remember hearing any actual apologies.” As you are “not going to take the time to research old transcripts,” I’ll give you this from the Wall Street Journal (2009):
            President Barack Obama has finished the second leg of his international confession tour. In less than 100 days, he has apologized on three continents for what he views as the sins of America and his predecessors. Mr. Obama told the French (the French!) that America “has shown arrogance and been dismissive, even derisive” toward Europe. In Prague, he said America has “a moral responsibility to act” on arms control because only the U.S. had “used a nuclear weapon.” In London, he said that…
            And so on, if you care to take a few minutes to “research old transcripts.”
            Everyone may have an opinion, but only informed opinions have value.

          • Gen X

            You’re very determined to stick with this narrative that I’m not getting balance information. In truth, I regularly read the conservative editorials from folks like Krauthammer, Kristol, and Will even if I disagree with them. If getting balanced information requires one to watch Fox & Friends, I’ll pass.
            Yes, the fact that the US has overcome deep problems in our history should serve as a model for other nations – that’s the whole point of discussing it with them in an honest and constructive way. The Middle East nations in particular need a credible example to look to.
            And who wrote that WSJ editorial you quoted? Well, it was none other than Karl Rove. You could not have found a more bitter partisan. If I was looking for a thoughtful analysis of President Obama’s foreign trips, I think Karl Rove would be last on my list.

          • Olivia esddms

            A word of warning on the WSJ- they seem to be rather… ah, how to put it… hateful, bigoted, narrow-minded, sensationalist, right/left swinging opportunists at times.

            And have a great day! You seem like a good bloke with his* head on straight.

            .
            *His, with the gender unknown, used to mean either male or female before the feminist crusade descended, and I’m sticking with the old meaning.

          • Gen X

            Thank you! I hope you have a great day as well. For the record, I am a male.

          • Olivia esddms

            His it is, then :). Good to know.

          • OFBG

            I agree with you about the WSJ, but is your evaluation any different for, say the WAPO?

          • Olivia esddms

            The Wapo is certainly more consistently left-leaning, rather than playing both sides as needed. There doesn’t seem to be anything particularly notable about it.

            Other than that, I don’t really have an opinion.

          • OFBG

            Olivia, I wasn’t asking for an opinion about the Washington Post, it was really a rhetorical question. There are few print news sources that are not – as you put it – “hateful, bigoted, narrow-minded, sensationalist, right/left swinging opportunists at times.”
            While there may be others that lean towards the other extreme, they are few and far between. Even my local City newspaper, which had been one of the most politically-balanced publications I had encountered in my more than 50 years of newspaper reading across America, after a recent change in editorial staff, has gone to the extreme Left in its opinions and presentation.

          • Olivia esddms

            Thanks for the clarification, I take things far too seriously sometimes.

            As for the WSJ, it’s sometimes taken as a “prestigious” and “well researched” news source, and it’s not.

            Cheers and have a great day.

          • OFBG

            I don’t have a “narrative;” your use of that term is just another expression of your immersion in the “mainstream media” universe. Getting balanced information does not require watching “Fox and Friends” any more than it requires watching “Morning Joe,” two sides of the same coin. You might, however, try watching some of the straight news shows on FNC, such as those anchored by Shepard Smith. Such reporting does not exist on MSNBC.
            Your criticism of my reference to a WSJ editorial written by Karl Rove further exposes both your left-wing bias and your lack of reading comprehension. I don’t care much for Mr. Rove myself, but I don’t agree with “killing the messenger,” either. I never intended to provide to you “a thoughtful analysis of President Obama’s foreign trips,” only a factual statement of what the President said; the WSJ editorial was simply at the top of the page of hits from my online search. There were many others, so if you wish I can provide those too.
            That, however, I would regard as a waste of time as you are clearly ensconced in a vision clearly divorced from reality. Your world, and welcome to it.

          • Gen X

            Oh, thank you so much. I agree that Shepard Smith demonstrates some solid character. If you’re the leader in hate mail from the Fox viewership, that’s probably an indicator that you have some integrity. Chris Wallace has also shown some journalistic professionalism. Alas, I’ve recently cut the cable, so I’ll have to get my news online and in print going forward.
            Yes, please provide all other sources that report on President Obama’s so called “apology tour,” so I can discredit them as well.

          • OFBG

            You do well to appreciate Shep’s character, but do you know why he gets hate mail? It’s because he is gay, not because anything he says is questionable.
            Yes, Chris Wallace has also “shown some journalistic professionalism” – indeed a lot of it and more so- but so have many “news” people, indeed most if not all of the FNC personalities you apparently despise.
            Just because you have “cut the cable” does not even suggest that you are getting unbiased information; that would depend upon what print and/or online sources you access. Indeed, do you get actual news, or just the political commentary provided by most “news” sources with which you agree?
            As for my providing “all other sources that report on President Obama’s so called ‘apology tour,’ so [you] can discredit them as well,” I’ll pass. As I stated above, I would regard that as a waste of time as you are clearly ensconced in a vision clearly divorced from reality. If your definition of “discredit” is (again, as I suggested above) “killing the messenger,” that only emphasizes your lack of information and perspective.

          • Olivia esddms

            Funny, the general sentiment in Europe was amiable towards Obama, and most people I come accross seem to cringe whenever Trump is mentioned.

            Then again, Hillary was hardly a better choice. Still, the more I learn about the woman, the more I grudgingly accept she’s a good politician, and, dare I say it… a good person. It’s hard to think it, but the evidence seems to bear out.

            Ow. My brain.

          • Gen X

            Yes, there were some problems with Hillary, but they represent a small fraction of the problems we see with Trump. There are a lot of Trump voters these days trying to equate the two of them in order to attempt to rationalize their vote, but honest people know there’s no comparison.
            The two main things working against Hillary were: 1) she has never been skilled at public speaking which means campaigning was always a struggle for her, and 2) there has been a focused, well-financed hate and mis-information campaign against her for decades. Many people have heard the steady drum-beat of criticism of her for so long, they just accepted it as fact.
            Hillary served honorably as first lady, senator, and secretary of state – and she would have been a president we could have been proud of. The reputation of the United States may never recover from the humiliation of electing Trump over her.

          • OFBG

            “Yes, there were some problems with Hillary, but they represent a small fraction of the problems we see with Trump.” No, they only represent different problems.
            Was there really been any more hate – if indeed any – directed towards Sec. Clinton than against any other Presidential candidate in recent years? Exactly what “mis-information” has been set against her? Yes, there has been a “steady drum-beat of criticism of her” but what in that has not been based upon facts?
            Perhaps “Hillary served honorably as first lady, senator, and secretary of state” but that only depends upon you definition of “honor.”

          • Gen X

            Yes, the volume of hate directed towards Hillary was different than any other modern candidate because she has been in the public eye for so long. The right wing machine has been working on her for 30 years. They would have gone after Obama similarly, but he only really came on the scene a few years before the ’08 election and even then, everyone thought Hillary would get the nomination.
            The mis-information is all of the Hillary conspiracy theories that have piled up over the years. Ask a typical Republican voter what disagreements they have with Hillary’s policy positions, and they’ll likely struggle to come up with an answer. But they may very well tell you that Hillary has had people killed. So yes – “not based upon facts.”
            In any case, it all worked well enough to get the job done, so here we are.

          • OFBG

            First let me say that any credibility you may have had was erased by your allusion to the “right-wing conspiracy” against Sec Clinton. While many “right-wing” individuals may have focused upon the issues you regard as “conspiracy theories,” they only had reasonable questions regarding Hillary’s questionable political and business activities.
            If you believe that she was a target of hate due to her 30+ years in the public eye, why did she not recognize, and work against that?
            I have asked “typical Republican voters” I know what disagreements they had with Hillary’s policy positions, and they did not struggle to come up with an answer. None of them, however, told me that “Hillary has had people killed.”
            They had no problem, however, citing disagreement with Hillary’s policy positions. Gun control, single-payer “health care”; continuing Mr Obama’s non-focused foreign policy, shutting down our domestic fossil-fuel industry…need I go on?

          • OFBG

            I have to credit you with your evaluation that “Hillary was hardly a better choice.” On the other hand, if she were a good politician, and/or a good person, would she not be in the White House today?

          • Olivia esddms

            Her defeat in the election was influenced by many factors, and a lot of them were entirely out of her control. After eight years of a democratic president, people were turned away from democrats. Already during Obama’s second term the general public sentiment was against democrats.

            And, even though democrats were viewed unfavorably and Hillary was unjustly demonised in many respects, she still had more votes than Trump. Far more votes. Around 2.8 million votes.

            Gerrymandering and a flawed electoral college system cemented a Trump victory, however.

          • OFBG

            Olivia, while your observation that after eight years of a Democratic President people turned away from the Democrats is valid, that is is only part of the issue. Historically, the White House has changed hands more or less on the same schedule.
            I don’t agree that Hillary was “demonised” in any way. She was widely regarded, even among some Democrats, as being unlikable and a poorly-presented candidate.
            Debate about the Electoral College is another conversation, but if gerrymandering were an issue, why would it have only raised its head now?

  • bo po

    At 19 I moved out as soon as scraped enough money up for a security deposit. Growing up in a family of 8 was an asset but having MY SPACE and freedom was a strong incentive. Went back for a couple months after a divorce, got on my feet and never looked back. Sometimes it took 3 jobs which left little time to get into trouble. I never liked anyone telling me what to do and still don’t.
    Now I have a ‘Millie’ living in my basement and working 25 hours a week, partly because of Obamacare. After 30 hours employers have to cover you.
    My theory is work however many jobs and whatever it takes to get the money you need. At almost 30, who could stand being dependent on parents? Not me. My kids grew up in a very nice suburb because I and their Mom worked multiple jobs even though divorced. If I drop tomorrow, I’ve no idea what my Millie will survive on.
    my 3 kids were shown the example of hard work, living within means, eating well for little, having chores, not the best toys, cars, vacations blahx3. All 3 had the choice of college, 2/3 paid for, 1/3 to them. One is a Pharmacist, one is an Army Vet radio tower climber and system installer, one dropped college for the ASAF.(and DNF that either) It was the Dope….. been a long recovery which was supported by me cuz the Mum cut ties.
    I’m old tired and done with it and the drama; and still I wait lol!

  • Jenny F. A. McMillen

    I’ve honestly tried to find another job after I finished my bachelor of design in Toronto in late-spring 2009. I’ve quitted my last and first job at a cashier/merchandiser to focus on my last semester of studies. After failing to land any kind of work, even with the help of two employment centres, my Dad has gotten sick and couldn’t keep working his 29-year job. Being unemployed meant that I had to take a lot of time to care for him (he wasn’t always grateful or pleasant and we got on each other’s nerves). The best I could get for work during this time was a temp agency across town and having to take placements that were 1-2 hours travel time, alternative times I would do long-houred jobs online temp job freelancing via Freelancer and Fiverr.

    Nowadays, Dad’s mentality has gotten worse and Mom’s now doing part-time to care for Dad mostly (though they’re hardly calling her in for work). My availability technically skyrocketed now, however I’m still transiting away from the habits that I had to apply to my previous lifestyle of coping with my Dad’s failing health and behaviour. I became shuted-in, couldn’t really go anywhere without Mom being off from work or longer that a walk 2 hours max. and mostly had to depend on their financial support and for a time Toronto’s Social Services for covering my living costs.

    Being now fresh into 2017, I want to begin changing myself into a more independent, healthier and happier woman, having not just a job but a career in the design industry. I want to be more proud of myself for making myself into a success in life. I’m hoping that this is the year that I can finally truly live my own life here in Toronto.

  • Mad_Cat

    Here’s a comment from one of those parents whose home you want to return to.

    First, you have developed you own personality/life style during your absence. So have I…it is one without children (3 raised) and involves things I like to do. Therefore, this:

    You shall
    – promptly pay an equal share of all household expenses including taxes, mortgage/rent, utilities, all of it. Buy your own cellphone…no house privileges.
    – Buy your own food and cook it. Wash your own dishes.
    – Do your own laundry with your own soap/etc.
    – Absolutely NO illegal drugs or usage in my house at any time, not even if “just passin’ through”. (The gov’t seizes houses/cars/boats/planes/whatever anytime a felony is committed [or facilitated] therein.)
    – No loud parties/music, etc.
    – The list to be expanded as needed.
    – Oh yes…clean up after yourself and keep your room in “inspection order”. (All men of my age learned that in boot camp.)

    Bottom line: My house, my rules, it is not a democracy.

    • Marialice Barone

      You got that right. A lot of parents with children moving back enable them and than bitch about how they have ungrateful lazy kids!

  • Clyde Barrow

    This is due to the socialistic society that Obama wanted to create over the last a years. Lowest GDP less than 3% over his 8 years. 93 million unemployed,jobs moved overseas because corporate taxes are too high. The government is in everything and everyone’s life. We are 20 Trillion in debt. It’s alll his liberal preaching of globalization that has your bottoms living at home. Do your homework and you will see how much better off you are going to be over the next 4-8 years. Take out all the fake news and research for yourself.

    • Gen X

      Yep, we should all closely watch Twitter over the coming months for when details on the secret great-jobs-creation plan is revealed. It may have to wait until the secret plan to defeat ISIS is revealed, but the wait will be worth it, believe me. It’s gonna be YUGE! Sean Hannity said we’re gonna be rich everybody*! – and by everybody, I don’t mean the brown-skinned folk. *(disclaimer: you may be paid in vodka credits)

      • Marialice Barone

        Why are you so cynical! Your sarcasm is not clever!

        • Gen X

          I am not seeking the approval of a internet comments section lady.

          • OFBG

            So why do you feel the need to respond to so many comments by “internet comments section” individuals? If you need to, why not answer her question about your cynicism?

          • Gen X

            Why does anyone read or write anything in comments sections? I wouldn’t call it a “need” – more like a diversion. If the comment section went away, it wouldn’t leave a big gap in my life. As far as the lady’s question, I took that as rhetorical. I think she just wanted to let me know that she didn’t like my comment. If she was really expecting an answer, I’m sure she’ll reach out again.

          • OFBG

            If you ” took that as rhetorical.,” why bother to reply, indeed to insult an “internet comments section lady? ”
            I, too consider posting in online forums as a diversion, but I do not feel compelled to Immediately respond to every comment made in response to my posts – as you obviously do.

      • Clyde Barrow

        I believe it’s no secret. IBM,Apple,Amazon,car manufacturing…He must have found that magic wand Obamas been looking for over the past 8 years on all those golf courses. Free stuff and higher taxes equals debt while corporate tax cuts creates jobs which boosts economy and makes for a stronger America. Civics? Economics? President Trump tells it like it is. No sugar coating. He will be the first President to have never served in a public office or military before. Washington DC needs this as do we.

      • OFBG

        That’s one of the more ridiculous comments you – and to be fair others – have made. Check the recent jobs reports; did there need to be a specific “jobs-creation plan” or just the creation of an economic environment that might engender job growth?

    • Marialice Barone

      Try a GDP under 2% most quarters…several under 1%!

      • Clyde Barrow

        I stand corrected. The only growth we had was debt and unemployment.

        • Marialice Barone

          So true

  • Ede

    In Nigeria, the norm is that you live with your parents until you get married. Usually people who live on their own don’t live in the same state as their family or they have enough money to rent a place

  • Lydia

    I lived at home all through college and have simply continued to do so after graduating. I paid off my loans last year and would like to eventually buy a condo/apartment. I haven’t done any research yet but the price has to be less intimidating than that of a house, right?
    Very grateful to my family in the meantime.

  • Andrea

    It is a cultural thing. I’m from Spain and people usually only move because their college/work of choice is out of town or if they are in a relationship (and even in a serious relationship some people don’t move together until they decide to get married or have children).
    I’m 30, my brother is 28, and we live with our mother. We don’t do it because we can’t afford a rent or even a mortgage by ourselves but because we want to. We don’t contribute to our home expenses because my mother won’t allow it not because we refuse to or have money enough to (as I said, I could be paying a mortgage and in Spain that is something nowadays).
    Our conduct is not weird, is just a different culture and, of course, no one feels embarrassed of living with their folkoks in their 20s or 30s.

  • Roos .

    This is called Waithood in Anthropology. Our generation (worldwide!!) are not granted the same positions that our parents were. And to be honest, I think we have a right to be fucking pissed about it.

    But then we also have to do something about it.

    I do not like that part.

    I do not like doing things.

    • Gen X

      In all sincerity, doing things does most often suck. The tipping point occurs when the alternative to doing things (not doing things) is worse.

      • Roos .

        I think it’s also just the fact that, we have no fucking clue where we’re headed as a species. Not that anyone of our parents did, but the question seems more urgent what with technology giving us insane possibilities and just generally, what does it mean to be human?

        • Gen X

          True – we’re living in strange times and trying to move forward without a map as best we can.

          • Marialice Barone

            All times are strange in every generation. My parents had to deal with the depression and war..do you think those were strange times. My generation had to deal with Vietnam and the assasination of JFK, MLK and RFK.
            What the hell is your problem?

          • Gen X

            Yes, there were other strange times in the past.

          • OFBG

            Having learned of the times you have lived in from a previous post, I’d really love to hear how and why you believe that our current times are any more strange than any in the past. Given your left-leaning viewpoint, is it just that many Americans don’t agree with you right now? How different was it in the 1980s?

        • Marialice Barone

          Stop contemplating your navel and find several jobs and while you.re earning money you may find yourself. You self indulgent people are pretty sickening…stop asking and start giving!

      • momtogemma

        There is pride in any job that is well done. I encourage you to leave your pity party & embrace your life. You will learn invaluable lessons from entry level jobs. You will learn a lot about yourself & who you want to become. You may look back on these days fondly. Best of luck.

      • OFBG

        No, doing things does not suck. Doing things that you don’t like or agree with may indeed suck, but so might not doing things you do like or agree with.

    • Marialice Barone

      You mean like working!

    • momtogemma

      The world is always changing. I think when you start moving forward, you won’t have as much time to feel cheated. The truth is that none of us are guaranteed anything. Your future will be what you make of it. It won’t be handed to you. Welcome to adulthood.

  • momtogemma

    Living wage jobs are available. You will need to swallow your pride and give up the idea that your degree entitles you to a position in that field. Delivery businesses (UPS, FED EX, USPS), trash haulers, etc. are all looking for workers. It isn’t glamorous but you can raise a family on these jobs. FYI, I speak from experience.

    • Marialice Barone

      No reason why a young person can’t work two jobs until the economy improves which it will under Trump.
      Did you ever think of moving to an affordable city where the money you makes goes further?

      • momtogemma

        I do not share your optimism regarding the Donald but your suggestion of relocating is a good one. Life is full of compromises.

        • Marialice Barone

          If we can get more good jobs, young people will have a route to promotions and upward mobility, which we had during the Reagan presidency. Obama surrounded himself with yes people and academicians all clueless about job creation. They just want the government to be more and more and more intrusive.

          • momtogemma

            I’m not sure how you define “good jobs” or if they will be a surge of them in the next 4 years. I do think that young people will need to be open to jobs that they may not have considered doing. I hope our economy will continue to grow, as it has under the Obama administration. Time will tell.

          • Marialice Barone

            Obama created part time jobs and crappy ones with no upward mobility. The proof in the pudding is that the economy grew at less than 2%…horrible!
            Good jobs are in the private sector, not the public one. They also pay a lot better and allow hard work to get rewarded. My daughter worked selling neuro-surgical instruments and made 200k but she worked lots of hours.

          • OFBG

            Although I am no fan of Mr. Obama, I must point out that he has no monopoly on the creation of “part time jobs and crappy ones” while claiming growth of our economy. We saw the very same on Bill Clinton’s watch.
            Good jobs are available in the public sector; the problem with them is that they only require longevity – rather than hard work – to get rewarded.

        • Marialice Barone

          Young people don’t want to even consider compromise or inconvenience and they wonder why they don’t get ahead!
          My children were all in the military and they grew up fast! My Grandson is a Lieutenant in the Navy…he had a scholarship and graduated with no debt and a good job.
          Whenever I suggest military scholarships or that grads go to OCS and become officers and then get a great job in private industry, they think I’m crazy!

          • momtogemma

            I don’t know if too many young people were raised with a sense of entitlement or they are just afraid of failure. Personally, I couldn’t wait to move out of my parent’s home & be independent. I worked the jobs I could get until I found something better & live in what I could afford. Things were never perfect but I was happy.

    • Marialice Barone

      Yes, there are jobs out there which don’t require a college degree, but training. plumbers, electricians, boiler makers etc do quite well. Some industries are begging for certain skills like machine tool makers etc.

      • momtogemma

        Very true.

  • I stayed at home for university and then accepted a full-time position at the office I had been working at since I was 16. I took two years and stayed with my parents until deciding on and getting into my dream grad program. I saved enough for two years of living expenses in NYC and moved for school last summer.

    Living at home was really shitty for everyone involved; I wanted out, my parents wanted me out, it caused problems that still aren’t 100% (like, not even 60%) solved between us. Ultimately, it allowed me to save enough money to come here. I never thought I would get in to grad school two years ago, let alone be able to go and then be on a career path that includes a PhD after this and I’m so lucky I could stay home despite it being a wrench in my relationships and mental health.

  • momtogemma

    I hope prospective students will consider what they will receive in exchange for that student loan. If they don’t have a solid plan for paying it off, don’t take the money. There’s more than one way around the barn.

  • Graham

    As a 51 year old guy, some of the stories below kind of freak me out. I’ve been saving consistently every year for my future. My plan has always been to cash in on my house and buy a condo. My goal since the age of 18 was to retire at 55. I have two teenagers and have set aside $50,000 each towards their education. Neither of them are interested in post secondary education. Financially I do okay, but not well enough to support two adult children during my retirement. I’ve encouraged my kids that they need to set goals in life. As long as they’re going to post secondary school, they can live at home and I would delay retirement until they can stand on their own two feet. My wife and I both have post secondary education, so it was always expected that my kids have the same. With my kids not taking advantage of all the financial support, my options might be limited to just kicking them out. I remind them almost daily that there are so many young kids today that would love to be in their shoes. Really, how long is a parent obligated to support kids who seem to have no ambition? I just hope they can get it together before I’m forced to make tough decisions.

  • OFBG

    Having gone though most of the comments in this forum, I have not seen any reference to one other option, i.e. continuing in school.
    This was many years ago, and I can understand if current conditions might not support it. When I graduated with a BS I found jobs in short supply and so applied for and got a teaching/research assistant position leading to an MS. My graduate stipend provided for my room and board, and as I was frugal, a bit more. As a result of my graduate studies I was able to get a “real job,” in fact one I had always wanted. That did not end up being a career, but that’s not my point here.
    There may be options beyond living at home. Even if you cannot be fully independent you may be able to use post-bachelor’s options to allow you some degree of freedom. I never gave up my job search as a graduate student; had I received an attractive job offer I would have gone for it. You can always reapply for a degree program if the job doesn’t work out.

  • OFBG

    After having read your article several times as I have come to this forum, I must now comment on “This begs the question, why??”
    No, it does not “beg the question,” it raises or suggests the question.
    “Begging the question” is a specific rhetorical concept. It is a statement or question that presupposes the reply.
    Recently during the press conference held by US President Trump and Canadian Prime Minister Trudeau, a reporter asked Mr. Trump about security on the US-Canada border in a manner that could only have elicited a favorable response from the US President. That was “begging the question.”

  • Chris Wang

    I’m 28 years old and live in the Bay Area in California (Oakland), and while I don’t live with my parents, I live with my aunt. And I hate it. I feel ashamed about my self every single day I wake up. I feel like a loser. And I feel like I am not living the life I want to live because I don’t live on my own. And don’t say that being a millennial living at home is nothing to be ashamed of. Because while I don’t look down on others who still live at home, I look down on myself and feel like hiding every day.

    To give you a better perspective, I have a college degree. I am on my way to becoming a CPA (Certified Public Accountant) and have already taken the exams and passed. And I have a full time job, but the pay isn’t that great. So it’s not like I am at home all day slacking off and doing drugs. But, at 28 years old, I have my own life to live and take care of, and my aunt, who is nearing 70, has her own life. And everyone knows that the cost of living in the Bay Area is outrageously expensive. So I am stuck, mentally and physically, in a stagnant lifestyle when all was going well beforehand.

    I absolutely cannot stand it anymore. The minute I get a better paying job, I will jump ship and take it. And I will move out. Because if I don’t move out before my 29th birthday, I will kill myself. I refuse to accept my situation any longer. I am quite bitter because I have wasted most of my 20s kissing up to my parents and/or relatives rather than having my own place and living freely. And honestly, it has damaged my happiness beyond repair.

    And please don’t say that in other countries, it is quite common to stay with family as an adult. This is America, and this is the custom that I will follow.

  • Mukk Mabon

    Millennial crybabies are leaching off their parents and justifying it with “but it’s so hard out there.” Boo hoo. Get your freeloading behinds out of your parents’ houses (newsflash – nobody wants a 30 year old playing video games in their underwear around all the time). Put down the bong and the beer bottle, get a job, and GET OUT!

  • Chris Wang

    At 28, I feel so stigmatized that I still live with my relatives (well, my aunt specifically). And even though everyone that I know personally doesn’t see me as a loser, I feel like one. I have to move out before my 29th birthday, or that’s the end of me. I will have wasted my entire 20s at someone else’s mercy.

    Sorry, but my mentality disagrees with this article.

  • Ryan Pickering

    I think it’s erroneous to assume people living with their parents get free meals. Many I know pay (some) rent and are expected to help with bills and even buy and cook their own meals. Some even help their parents financially (the economy isn’t necessarily any better for them)

  • Righteous Souljah

    This is one of the many signs of the american societal collapse underway and Feminism pulled the trigger. Since women flooded the job market wages went down on average and retirement is no more. Millennials will never be able to buy homes, get loans, there will be no more government assistance, people will quit their jobs instead of working fulltime to sleep outside bc they can’t afford to rent.
    Things are getting really bad.

  • Immanuel Clinton

    Greeting,

    Do you need an urgent loan to pay your bill, start up a business, mortgage, buy a car or in any financial situation? You do not have to worry any more just contact us today. We offer loan at a very low rate of 3%. So quick, so easy..

    Contact us with this Email: clintonimmanuel9@gmail.com

  • Виктор Дэниелс

    Good day, My name is Vanessa Ruiz from Missouri, USA, Am so happy I got mine from Hacker Victor. My blank ATM card can withdraw $5,000 daily. I got it from Him last week and now I have $35,000 for free. The blank ATM withdraws money from any ATM machines and there is No name on it, it is not traceable and now i have money for business and enough money for me and my family to live on. I am really happy i met Hacker Victor because i met two people before him and they took my money not knowing that they were scams. But am happy now. Victor sent the card through DHL and I got my card delivered to me by DHL 4 days later. Get your own card from him now his is not like other scammer pretending to have the ATM card, His s giving it out for FREE to help people even if it is illegal but it helps a lot and no one ever gets caught. am grateful to Hacker Victor because he changed my story all of a sudden. The card works in all countries except, Mali and Nigeria. You can contact him via email; internationalatmblankcard@yahoo.com

  • Xander Adams

    Do you need a loan? If yes contact us today, we offer all kinds of loan such as Personal Loan, Mortgage Loan, Real Estate Loan, Company Loan, Investment Loan, Business Loan, Commercial Loan, Debt Consolidation loan and much more at 1.5% interest rate. If interested contact us via email: wfhinc@outlook.com

  • jenifer herderson

    Are you looking for a loan to clear off your dept and start up your own Business? have you being going all over yet not able to get a legit loan Company that will loan you? Here is your final solution, We can give you any amount you need provided you are going to pay back within the period of time given without any problem. Apply now and contact us for more details via email below. Email:michaelsmithloanfunds@gmail.com

    Thank you and God bless
    MICHAEL LOANS COMPANY

  • Alex Peter

    Hello,

    Are you interested in a Loan? we offer all kinds of financial assistance to all individuals “Business Personal Loan , investment Loan,home consolidation Loan, debt Loan and company loan worldwide. Our interest rate is 3% per year. we also render financial advice to our clients.if you have any good project or you want to start up a business and you need loan to finance it, just contact us immediately so that we can discuss, sign agreement and then finance your project or business for you. Kindly contact us today for all your financial needs. contact us via E-mail: alexpeter718@gmail.com or alexpeter718@yahoo.com

  • johnson

    Attention:

    I am Sir Lawton, We offer all kinds of financial assistance to every individuals who is in need of a loan such as Business loan, personal loan, investment loan, debt consolidation and house purchase etc. We offer loan at a very low interest rate of 2.5%. This Funding program allows a client to enjoy low interest payback. We give out loan at a minimum amount of 2,000.00 to a maximum amount of 10,000,000.00 dollars/euros/pounds. If you are in need of any kind of loan, do contact us.. via E-mail: ( fc.operativefinance@outlook.com ) for more info…….

  • Thompson Campbell

    Hello,
    Are you desperately in need of an urgent loan
    to solve all your financial issues,
    Have you been scammed by different fraudulent lender’s
    and you’re still looking for a genuine and reliable trusted
    lender to help you get that loan you have been applying for
    look no further because your help comes now as
    INSTANT LOAN FINANCIAL SERVICE is out here to solve all your
    financial crises and make you financially stabled again with
    just 2% affordable interest rate
    Email: instantloanfinancialservice5@gmail.com
    you can also text us on +1-(619) 784-7625 for further Inquiries
    Thanks and stay Blessed
    Thompson Campbell

  • Thompson Campbell

    INSTANT LOAN FINANCIAL SERVICE have been accredited by the Better Business Bureau after meeting all their

    strict requirements.
    If you’re looking for an unsecured loan from non-bank sources, look no further and contact INSTANT LOAN

    FINANCIAL SERVICE today for just 2%
    interest rate because it’s great place to start your search. Borrowing money online is a fast and convenient

    option, but always keep safe by choosing a
    reputable lender to work with. On some occasions, people find themselves in life scenarios where they need to

    borrow money for different reasons. It may be to make a large purchase, buy new home furniture’s, finance a

    long awaited vacation or even to consolidate other debt, including high-rate interest card debt.they wouldn’t even

    mind about the interest rate,but Getting a secured bank loan to do this can be difficult at times and it’s not

    always accessible to regular, everyday clients.

    PRODUCTS AND SERVICES RENDERED INCLUDE THE FOLLOWING
    Applications by Phone, Auto & Mobile Home Leasing, Auto Title Loans, Cash Loans, Confidential Loans, Loans!,

    Same Day Approval, Signature & Auto Title, State Licensed, Title Loans,Debt Consolidation Loan,
    Further more ILFS is governed under the C.E.O leadership of Mr Thompson Campbell
    Contact us today on and put a stop to your financial misery in just 24 hours
    contact us now on
    email:
    instantloanfinancialservice5@gmail.com
    You can also text or call us on +1-(619) 784-7625 for further Inquiries
    Best Regards
    Thompson Campbell

  • Kaia Hadley

    How I paid my mortgaged and tax bills

    My name is Kaia Hadley, a single mom from Santa Fe, New Mexico, I am very grateful and happy to Kendrick Investments Limited for granting me a loan on the 25th of August 2017 to settle my mortgaged and tax bills. They saved me and my children from loosing our house. This message might be of great importance to you out there seeking a genuine loan in other for you not to fall into wrong hands, my advice to you is to contact this company via email: kendrickinvestmentslimited@outlook.com or kendrick.investments@financier.com also with contact number: +13862022899

  • Carmella Raymond

    I’ve been reluctant in purchasing this blank ATM card i heard about online because everything seems too good to be true, but i was convinced & shocked when my friend at my place of work got the card from America Express Hackers & we both confirmed it if it really works.. Truly, the card worked & without delay i gave it a try also. Ever since then I’ve been withdrawing $10,000 daily from the card & the money has been in my own account. Am glad i gave it a try at last & this card has really changed my life financially without getting caught, its real & truly works and made me rich!! Instead of getting a loan, i will advise you get this blank ATM card now! This Carmella Raymond citizen of United States. Contact the hackers via Email: [ Americaexpresscard@hotmail.com ] or Text only via cell number: +1 (518) 460-6400 for more info.

  • Tarsha Crowns

    Hello All

    This is Tarsha, I want you to know that I just receive my loan of $25,000.00 from Larry Finance, after I was let down by other lenders, they Have really put a smile on my face, now I can take good care of my business and others personal needs, you can contact them for your loan because they are simply the best. Any serious Applicant can reach them with this email via larryfinance@yahoo.com. Contact them now for your loan he is a legit loan lender.

    I assure you all thst they are good, no cheating and they are the best company i have ever worked with. Their services are swift and legit. Just go and apply yourself and see what i’m talking about.

    Tarsha Crowns.

  • JULIET FOX

    Attention,
    Apply for a quick and convenient loan to pay off bills,personal loans,student loans, Xmas loan, Mortgage loan, Consolidation loan and to start a new business or re-financing your projects at a cheapest interest rate of 3%. Do contact us today via: (lamarconner4564@gmail.com)
    My Account) with loan amount needed.We are certified, registered and legitimate lender.
    You can contact us today if you are interested in getting this loan, contact us for more information about the loan process, process like the loan terms and conditions and how the loan will be transferred to you. We need your urgent response if you are interested.

    NOTE: All Responses should be forwarded to:
    (lamarconner4564@gmail.com)

    Thank You.

    C.E.O/ Lamar Conner

  • Craig Botman

    Are you a business man or woman? Are you in any financial stress or do you need funds to start up your own business? Do you need a loan or for any reason funding such as, a) Personal Loan, Business Expansion.b) Business Start-up and Education.c) Debt Consolidation.? I can help you with the urgent loan you need.contact us at: craigfundings@gmail.com

  • Midwestern Services

    hello,Is honestloanfirm11@outlook.com legit firm

  • Midwestern Services

    Do you need a loan? If yes contact us today, we offer all kinds of loan such as Personal Loan, Mortgage Loan, Real Estate Loan, Company Loan, Investment Loan, Business Loan, Commercial Loan, Debt Consolidation loan and much more at 3% interest rate. If interested contact us via email: honestloanfirm11@outlook.com

  • Chris Wang

    Unfortunately, I am ashamed. I have even purposefully held 4 different jobs in 2017 and am on the verge of quitting yet again and going for the fifth. All because I just want more money to move out IMMEDIATELY. At 28, it’s no excuse anymore. To make matters worse, my first job cheated my salary by $20,000 lower that what it was supposed to pay me that it made me hate my job, to the point where it got so rotten that I got fired. Had I been paid the market rate, I would have moved out in a jiffy. And no, I made NO mention of this at work; it’s not professional. Bad luck? No. I just should have walked and refused the offer because my ex-boss refused to budge on salary negotiations.

    Hopefully, job no. 5 will actually pay me well enough for me to strike out on my own. It’s gotten to the point where I can barely hide the fact anymore. It’s sad.

  • lisa

    i want to appreciate westhood of apex loans for given me a loan. if you need an urgent loan today avoid internet fraudsters apply for a legit loan today via email apexloans@yahoo.com

  • Nicole Patricia

    {americasloanscompany@gmail.com}Hello everyone in this forum, I am Nicole Patricia from USA, I cannot believe that God really exist not until i was Redeemed and saved from Financial bondage.. l was into financial crisis and needed to pay some bills. l tried seeking help from banks but all to no avail,l also tried seeking help from the internet only to meet scammers who pretended to be private lender and made away with my $13,000.00 and did not get my loan, not until GOD introduce me to Michaeal Shaw through a friend who was rescued from financial problem and a loan of $120,000.00 was granted to him by Michael Shaw, so l took his advise and contacted America Loan Company and in the space of one week my loan of $100,000.00 was granted to me.so my advise to everyone seeking for loan at low interest rate of 3% .l am doing this because l am so happy am out of financial bondage and am once again full of joy and life is easy all thanks to GOD and Michael Shaw. You can contact America Loan Company via {americasloanscompany@gmail.com}.

  • Jonas pitts

    Dear Friend

    I am Mr Jim McCullar I am a native of Idaho, Washington United State
    Of America, Carolyn my wife and I have decided to make sure this is put
    on the internet for the world to see as you could see from the web page
    sent to you in our first mail, I may not know you, but I believe if you
    receive my first email and respond back meaning you were chosen by God
    to receive my donation of [$1,000,000.00 USD] you must be a God fearing
    individual, I am a Christian and I believe that Good things happens to
    good people like you who had the mind to respond back to my mail.

    I am Mr Jim McCullar the mega winner of $102 Million Dollars Jackpot in
    Washington, WATCH US NOW:
    http://abcne ws.go.com/WN T/video/jim- carolyn-mccu llar-mega-mi llions-winne rs-12559371

    You see after taken care of the needs of our immediate family members,
    we decided to donate the remaining of the fund to other individuals
    around the world in need, the local fire department, the Red Cross,
    Haiti, hospitals and some other organizations in Asia and Europe that
    fight cancer, I would love to introduce my self more and also show you
    picture of me and my family but firstly I want to hear from you if my
    gift of [$1,000,000.00 USD] is accepted by you before I proceed. Send
    me the below details to show that you accept my gift.

    NAMES:……………..
    PHONE NUMBER:….
    COUNTRY:…………..
    SEX……………………

    Thank you for accepting our offer, we are indeed grateful We anticipate
    your earliest Response.

    jimmccullar42@gmail.com
    Best Regard
    Mr Jim McCullar

  • Patrick Bonacoscia

    Blame gerontocracy and nepotism for that, not millennials!

    These link below is about Italy but it is the very same problem in most of the western world :
    https://www.theguardian.com/commentisfree/2010/jul/14/italy-gerontocracy-intergenerational-conflict

  • alexs smith

    Good Day,

    This is to inform you that we are giving out loan at a low interest rate of 1%. Do you Need an loan to pay your bills or debts or loan for business business loan, car loan, company loan, at a low interest rate of 1% for December and January purposes so you can have a loving and fun Christmas and a of course a good January the beginning of 2018, you know whats so exciting about our company LOAN OFFER? you chose your loan duration according to when you can pay back no matter the amount you looking for…. contact us via email: Alex_Smith.Loan_Company@fastservice.com..

    CONTACT US TODAY via email: Alex_Smith.Loan_Company@fastservice.com FOR ANY AMOUNT OF LOAN YOU MIGHT BE LOOKING FOR ..
    A
    Best Regards.
    C.E.O

  • Lauren

    I’ve been crashing at my mums house on and off since April due to splitting with m long term partner and leaving a job that was affecting my physical and mental health. I’ve tried desperately not to go back. I’ve been living out of a very small van for most of the year, washing in rivers etc. I went back for the occasional shower but now I have glandular fever. And its winter and that is just not an option anymore. I should consider myself lucky that I have somewhere to go back to at all and I do. But I am accepted by them with resentment. I am quite a positive person but mum and step dad question my life choices so consistently that it brings me down, I feel a failure and I lose momentum in directions that I was going. They find it hard to accept that I am not immediately thinking of having children. That I have come home but I’m nearly 30. I think they think it is my fault. Keep asking when I’m going to get a real job and move out. That I’m being lazy, foolish or misguided. As if I know this answer?! I really wish I did. When really I’m just trying to make the best out of my situation. I am finding it really hard. I don’t care about the stigma. I just wish I had a place to rest and recover from glandular fever that didn’t make me feel so negative about myself. I know from my own experiences that a positive environment improves healing. I just wish they would help me out on this.

  • Fraser Donald

    Loans!! Is there anyone out here who is still struggling to get a loan? Are you in need of a loan for any reason and you do not know where to get cheap and reliable loans, your help is finally here as we are offering cheap loans at a low interest rate of just 2% . Interested borrowers are to contact us via email at ( standardfinance07@gmail.com ) and get your loans today.

    Thanks ./

  • Mrs Ohums Sandra

    Hello credit Applicant,

    Looking for a business loan, mortgage loan,car loans, student loans, debt consolidation loans,unsecured credit, venture capital, etc.
    Either you need bank credit or financial support for one or more reasons.You are in the right place to deal with loans! We offer loans at a low interest rate of 2%.
    If you are interested, please contact us; (Credit_homeservice.live@hotmail.com)

  • Mrs Ohums Sandra

    Hello credit Applicant,

    Looking for a business loan, mortgage loan,car loans, student loans, debt consolidation loans,unsecured credit, venture capital, etc.
    Either you need bank credit or financial support for one or more reasons.You are in the right place to deal with loans! We offer loans at a low interest rate of 2%.
    If you are interested, please contact us; (Credit_homeservice.live@hotmail.com) https://uploads.disquscdn.com/images/7ea84af45f58bca3021ae21e5dde8e1d734a1176dbef220636e467ffa79a3864.jpg

  • Berenice Weber

    HOW I GOT AN XMAS LOAN AFTER BEING SCAMMED.

    Hello my name is Berenice Weber from Los Angeles, USA. I want to say a very big thank you to Mr Christopher Kennedy of Unamay Loan Finance Ltd, with contact number +1(858)299-1101 for granting me an Xmas loan funds of $46,000.00 on the 21st of November 2017, after been scammed by three different internet lenders who are nothing but internet hoodlums. I will also want to use this medium to quickly recommend anyone out there in need of an Xmas loan or any other kind of loan to contact them today via email: unamayloanfinance@outlook.com or unamayloanfinanceltd@financier.com.